If you're struggling to make ends meet you're not alone...

£1.84 trillion

is the total UK household debt as of January 2025

24 million

adults in the UK are financially vulnerable right now

11.5 million

people have less than £100 in savings for emergencies

Get the help & support you need to properly manage debt...

Gas Distribution Networks: Fuel Poverty and VCMA Funding

How Speech & Communication Challenges Affect Finances

Loan Sharks Shocking Stories and How to Protect Yourself

Women & Money Taking Control of Your Finances with Arlyne from Roots to Froots

Sam Bagshaw on TikTok Fame and How IE Hub Helps Lower Communication Barriers

Gas Distribution Networks: Fuel Poverty and VCMA Funding

Keep listening

Listen to more great podcasts for free on...

Adoption Matters

Adoption Matters is a children’s charity and one of the largest Voluntary Adoption Agencies (VAAs) in the UK.

Anglia Care Trust

Anglia Care Trust supports vulnerable individuals and families with services like housing support, domestic abuse advice, and financial management.

Bet Know More

Bet Know More is a charity that supports individuals affected by gambling addiction through counselling, mentoring, and practical advice.

Black Business Community Network

The Black Business Community Network supports Black entrepreneurs with resources, networking, and mentorship to help their businesses thrive.

Carribean and African Health Network

CAHN's mission is to ensure that the strategic and operational actions of service providers across health and cross-sector agencies and commissioners, lead to racial and social justice for Black people.

Cadent

Cadent is the UK’s largest gas distribution network, ensuring the safe and reliable delivery of gas to homes and businesses.

Centre for Sustainable Energy

The Centre for Sustainable Energy provides advice on energy efficiency and sustainable living to help reduce carbon footprints and lower energy costs.

Changing Lives

Changing Lives is a charity that supports people facing homelessness, addiction, and unemployment with safe housing, recovery programs, and job training.

Citizens Advice

Citizens Advice is a network of local charities that provide free, confidential advice on a range of topics.

Direct Access to Wellbeing Service

The DAWS team helps patients with energy-saving equipment and tips, financial and health advice, carbon monoxide safety, access to NHS services, and health apps for managing conditions.

Electricity North West

Electricity North West manages the electricity network in the North West of England, ensuring reliable power and responding to outages.

End Furniture Poverty

End Furniture Poverty helps people lacking essential furniture, ensuring everyone has access to basic items like beds and sofas.

Fuel Bank Foundation

Fuel Bank Foundation helps people struggling to pay for energy by providing emergency fuel vouchers and support to keep homes warm.

GamCare

GamCare offers free, confidential support and resources for those affected by problem gambling. You can call the National Gambling Helpline – open 24 hours per day, 365 days per year – 0808 8020 133

Good Shepherd Wolverhampton

Good Shepherd Wolverhampton are a charity who are committed to ending homelessness, supporting recovery and creating pathways out of poverty.

Healthy Homes Solution

Healthy Homes Solutions Ltd (HHS) is an innovative initiative helping energy inefficient and vulnerable households improve their homes.

Home Start

Home-Start UK is a local community network of trained volunteers helping families with young children through challenging times.

InBest

InBest helps UK residents find the benefits, social tariffs, and grants they are entitled to.

IncomeMax

IncomeMax helps individuals and families maximise their income by providing expert advice on benefits, grants, and financial resources.

Leeds Credit Union

Leeds Credit Union is a not-for-profit financial cooperative offering affordable financial services like savings accounts and low-cost loans.

Make Life Better

Make Life Better is an organisation that provides services and resources to support mental health, personal development, and overall well-being.

Marches Energy Agency

MEA provide practical solutions to reduce fuel poverty, promote energy reduction & the uptake of renewable energy.

Money Advice Scotland

Money Advice Scotland offers free, confidential advice on managing money and tackling debt, helping people make informed financial decisions.

Money Guiders, Northern Ireland

Money Guiders, Northern Ireland, supports individuals providing money guidance in their communities with training, resources, and networking opportunities.

National Debtline

National Debtline provide free, impartial debt advice and support to individuals who are struggling with debt.

North Guildford Foodbank

North Guildford Foodbank offers emergency food supplies to individuals and families in need, ensuring no one goes hungry.

Northern Gas Networks

Northern Gas Networks manages the gas distribution network in the North of England, ensuring safe and reliable gas delivery.

Reach Out

ReachOut offers friendly Pathfinders who take time to understand your circumstances and provide knowledge, support and encouragement to help you take control of your situation.

ReciteMe

Recite Me provides online accessibility tools, like text-to-speech and translation, to make websites easier to use for everyone.

Roots to Froots

Roots to Froots empowers individuals and businesses with financial coaching, workshops, and resources to enhance financial literacy and management skills.

Scope

Scope is a charity that supports disabled people and their families in the UK, offering advice, emotional support, and advocacy for equality.

Sebby's Corner

Sebby’s Corner is a charity that provides essential items like clothing and baby supplies to families in need, ensuring no child goes without basics.

SGN

SGN distributes natural and green gas across Scotland and southern England, focusing on safety, reliability, and sustainability.

Shout

Shout offers free, confidential mental health support via text, available 24/7 for anyone struggling with anxiety, depression, or other issues. You can text SHOUT to 85258 24/7 to speak anonymously about how you're feeling.

Stamma UK

Stamma UK is a charity supporting and empowering people who stammer. They challenge stigma, raise awareness, and promote inclusivity, creating a world where everyone who stammers is respected and supported.

Stop Loan Sharks

Stop Loan Sharks provides free support to those targeted by illegal money lenders, helping them escape and recover their money.

VRS

The Vulnerability Registration Service (VRS) helps protect people in vulnerable situations by preventing unwanted credit offers and financial pressure.

Wales & West Utilities

Wales & West Utilities manages the gas network in Wales and the South West of England, ensuring a safe and reliable supply while supporting sustainability initiatives.

Welfare Together

Welfare Together provides support and resources to individuals and families facing hardship, helping them access benefits and financial advice.

West View Advice and Resource Centre

West View Advice and Resource Centre provide free, independent advice to individuals and their families on a variety of areas, including but not exclusive to benefits, debt, housing, employment and energy.

Yes Energy Solutions

Yes Energy Solutions is a social enterprise that helps people save energy and reduce bills by delivering energy-saving solutions like insulation and heating upgrades.

Cut your costs

Find out if you're eligible for cheaper tariffs or broadband.

Lower your repayments

Speak to your lender about reducing payments if you’re struggling.

Save on essentials

Look for loyalty discounts and affordable food options.

Check for unclaimed benefits

Use a benefits checker online - you might be owed extra support.

Get help with housing costs

Ask your local council about emergency rent or council tax support.

Food and essentials support

Find local food banks and community pantries.

Speak to someone who gets it

Free support from charities like Citizens Advice or StepChange.

Take care of your mental health

Use free wellbeing apps or talk to your GP if you’re overwhelmed.

Focus on one step at a time

Pick one small action today. Small wins add up to big change.

Urgent help?

If you're in crisis and need immediate support please contact Samaritans...

Get social...

Follow us on social media for smart financial tips, helpful articles, and expert advice to manage your money and improve your financial wellbeing.
IE Hub
IE Hub is a trading name of Personal Data Management Ltd. Company number: 11324154. Main trading address: Tramshed Tech, Pendyris Street, Cardiff, CF11 6BH. ISO 27001 and ISO 9001 Certified. ICO registration number: ZA378793.
IE Hub ISO certificationIE Hub ISO certification