Customer

Business

We've built a free tool for you...

Easily share your income, expenses, debts and assets to create fair payment plans.

Start your budget

What can you do in IE Hub?

Enter your income

Tell us what money you get each month, so your budget reflects your real situation.

Take-home pay from your main job or side work.
Benefits, pensions, or financial support from others.
Any other income, like rent from lodgers or student loans.

Record your expenses

Tell us about the bills you pay each month and the everyday spending that changes each month.

Housing, utilities, transport, childcare, and insurance
Groceries, clothing, pets, phone, internet, and TV
Hobbies, savings, personal care, and other payments

List your assets

Tell us about any property, savings, or assets you have, so we can fairly assess your situation.

Homes or properties you own, including mortgages.
Cars, vehicles, or anything else of significant value.
Savings, shares, jewellery, or other valuable items.

Let us know your debts

Tell us about any money you owe, so we can see what needs to be paid and help make a fair repayment plan.

Credit cards, personal loans, payday loans, or overdrafts.
Buy-now-pay-later, catalogues, or utility arrears.
Court fines, benefit overpayments, or debt management fees.

Share your budget

Choose who to share your budget with, so they can see your situation and give the right help.

Send your I&E form securely to creditors or support services.
Choose what to share and who can see your information.
Share once or with multiple organisations in one go.

Check for benefits

Find out if you can get money or help you might be missing - we’ll look for benefits to help you.

Automated benefits check based on your circumstances.
Identify help like Universal Credit, council support, or tax relief.
Access links to apply directly or get support from partners.

Register vulnerabilities

Tell creditors if anything affects your ability to manage money or communicate, so they give you the right help.

Health conditions, bereavement, caring responsibilities, or stress.
Language barriers, digital exclusion, or financial abuse.
Information is shared securely to help organisations respond fairly.

Why use IE Hub?

It's free to use

100% free to use - no admin fees or hidden charges. Just a secure and easy way to complete and share your budget.

All income covered

From wages and pensions to benefits like Universal Credit or Child Benefit, we’ll help you include everything.

Prioritise your debts

You’ll understand which debts matter most, like rent or energy bills, so companies can respond in the right order.

Find extra money

Our tool highlights any unclaimed benefits, financial help, or support you might be entitled to receive.

We do the maths

No need to work out monthly amounts. We’ll automatically change any income or costs - weekly, fortnightly, or yearly.

We can send by post

If a company can’t receive your form digitally, we’ll print and post it for free - so no one is left out.

Support is available

If you need support, you can choose to share your form with confidential services like Citizens Advice or Scope.

You're in control

Nothing is shared unless you say so. You choose who sees your completed budget, and when.

Start your journey to financial freedom...

We've helped thousands of people

We're rated 4.8 out of 5 on TrustPilot

Your details are safe and secure

Start your budget

IE Hub is a trading name of Personal Data Management Ltd. Company number: 11324154. Main trading address: Tramshed Tech, Pendyris Street, Cardiff, CF11 6BH, United Kingdom. ISO 27001 and ISO 9001 Certified. ICO registration number: ZA378793.

We've built a free tool for you...

Easily share your income, expenses, debts and assets to create fair payment plans.

What can you do in IE Hub?

Enter your income

Tell us what money you get each month, so your budget reflects your real situation.

Record your expenses

Tell us about the bills you pay each month and the everyday spending that changes each month.

List your assets

Tell us about any property, savings, or assets you have, so we can fairly assess your situation.

Let us know your debts

Tell us about any money you owe, so we can see what needs to be paid and help make a fair repayment plan.

Share your budget

Choose who to share your budget with, so they can see your situation and give the right help.

Check for benefits

Find out if you can get money or help you might be missing - we’ll look for benefits to help you.

Register vulnerabilities

Tell creditors if anything affects your ability to manage money or communicate, so they give you the right help.

Why use IE Hub?

It's free to use

All income covered

Prioritise your debts

Find extra money

We do the maths

We can send by post

Support is available

You're in control

Start your journey to financial freedom...

We've helped thousands of people

We're rated 4.8 out of 5 on TrustPilot

Your details are safe and secure

Do you want to check your finances?

That’s a smart place to start. Our budget tracker gives you a clear view of your income, spending, and bills, helping you stay in control.

Check where you stand today...

Are you struggling with multiple debts?

Our budget tracker helps you understand your spending, organise repayments, and take clearer steps toward a better financial future.

Get your debts under control today...

Are you worried about money?

Many people are, so you’re not alone. We help you take things step by step and provide you with a clear plan.

Take control of money today...

Do you want to see what you can afford?

Our budget tracker shows your income, spending, and leftover money, so you can plan ahead with more confidence.

See what you can afford today...

Have you been asked to create a budget?

You’re in the right place. We help you complete your budget quickly and share it securely.

Complete your budget today...

Are you struggling with debt?

We help you understand what you owe, what’s affordable for you to pay back, and what steps you can take next.

Get debt under control today...

Are you struggling to pay your bills?

We’ll help you build a simple budget, understand what you can afford, and find support available to you.

Get control of your bills today...